Monarch: Budget & Track Money

Why Monarch is the Ultimate Budgeting App for Financial Clarity in 2025

Monarch is revolutionizing the way individuals and families manage their finances. As the go-to platform for money clarity, Monarch simplifies your financial life by consolidating all your accounts into one intuitive dashboard. Recognized by the Wall Street Journal as the "Best Budgeting App," by Forbes as the "Best Mint Replacement," and by Motley Fool as the "Best Budgeting App for Couples and Families," Monarch is designed to help you track, budget, and plan with confidence. Whether you're on iOS or Android, Monarch offers the latest version of financial management tools tailored to your needs.

Track Your Finances with Ease

Monarch makes it effortless to monitor your financial health. By connecting all your accounts, you can view your net worth, track recent transactions, and monitor investment performance in one place. The platform auto-categorizes your finances, providing actionable insights within minutes. With a customizable dashboard, you can keep an eye on upcoming expenses, subscriptions, and bills through an easy-to-use calendar or list view. Monarch also syncs with your credit cards and loans, offering statement balances and minimum payment details. Plus, the search feature allows you to find any transaction across all accounts without switching between apps.

Budget Your Way

Monarch offers two budgeting methods—Flex Budgeting and Category Budgeting—giving you the flexibility or structure you need to stay on track. Visual progress bars and dashboard widgets provide a quick overview of your budget progress. Customize your groups, categories, and notifications to ensure you meet your financial goals. Whether you're saving for a vacation or planning for retirement, Monarch helps you create a budget that works for you.

Collaborate Seamlessly

Monarch is perfect for couples and families, allowing you to add your partner or household members to the platform at no extra cost. Whether you have joint accounts or prefer to keep finances separate, Monarch makes it easy to collaborate on your financial goals. You can also invite your financial advisor, coach, or tax professional to provide accurate advice with minimal effort on your part.

Plan for the Future

With Monarch, you can set and track medium and long-term financial goals. The platform lets you allocate contributions toward your goals within your monthly budget, helping you watch your savings grow over time. Whether you're saving for a down payment on a home or planning for your child's education, Monarch provides the tools you need to achieve your financial aspirations.

A Membership Designed for You

Monarch is committed to transforming your relationship with money. As a member, you'll have access to all new features and the opportunity to vote on and provide feedback for future updates. The platform is ad-free, ensuring a seamless experience without interruptions. Monarch prioritizes your privacy and security, using bank-level encryption and never storing your financial credentials. With a read-only platform, there's no risk of your money moving without your consent.

Try Monarch for Free

Monarch offers a 7-day free trial, allowing you to explore its features before committing to a membership. After the trial period, you can choose between monthly or annual billing plans. With Monarch, you can download the latest version on iOS or Android and start your journey toward financial clarity today. For more information, visit Monarch's Privacy Policy and Terms of Use.