Optum Bank

Maximize Your Health Savings with the Optum Bank App

The Optum Bank app is your ultimate tool for managing and maximizing your health account benefits. Whether you have a Health Savings Account (HSA), Flexible Spending Account (FSA), or other health spending accounts, this app is designed to help you make the most of every dollar. With clear tips and insights, the Optum Bank app ensures you understand how to stretch your health funds further. Available for free download on both iOS and Android, the latest version of the app offers a seamless experience for users looking to take control of their health finances.

Key Features of the Optum Bank App

With the recent update, the Optum Bank app now offers a range of features that make managing your health accounts easier than ever. Here’s what you can do:

1. Track Account Balances: Keep an eye on all your health account balances in one place, ensuring you always know where you stand financially.

2. Unlock More Ways to Use Your Funds: Discover new ways to utilize your health account dollars, from eligible expenses to smart spending strategies.

3. Pay for Health Costs: Use your Optum card or digital wallet to pay for health-related expenses directly through the app.

4. Find Answers to Your Questions: Easily access FAQs or send an email for personalized support.

5. Store Receipts: Keep all your healthcare receipts organized in one convenient location.

6. Understand Eligible Expenses: Learn what qualifies as an eligible health expense, from allergy medications to acupuncture and beyond.

View Your Health Accounts Anytime, Anywhere

The Optum Bank app allows you to access your health accounts from anywhere, at any time. View your account balances, contributions, and transactions all in one place. Whether you’re at home or on the go, the app ensures you’re always in control of your health finances.

Shop Smarter with Your Health Dollars

Did someone say shopping? Yes, we did! The Optum Bank app helps you get more out of your health dollars by identifying eligible health costs. From allergy meds to acupuncture, the app provides clarity on what you can spend your funds on. Then, shop and pay effortlessly using your Optum card or digital wallet.

Pay Bills and Submit Claims with Ease

Managing health-related expenses has never been simpler. With the Optum Bank app, you can pay bills, submit claims for reimbursement, and capture receipts—all with just a few taps. The app streamlines the process, saving you time and effort.

Get Answers to Your Questions

If you ever have questions about your health accounts or eligible expenses, the Optum Bank app has you covered. Easily find the information you need or reach out to customer support via email. The app ensures you’re never left in the dark.

How to Access the Optum Bank App

To use the Optum Bank app, you’ll need to have an active Optum Bank health account. If you’re an existing customer and need to update your account credentials, visit optumbank.com. The app is available for free download on both iOS and Android devices, offering the latest version with enhanced features for 2025.

About Optum Bank

Optum Bank is at the forefront of advancing care by bridging the worlds of health and finance. As a leading health accounts administrator with over $19.8 billion in customer assets under management, Optum Bank leverages proprietary technology and advanced analytics to reduce costs and empower better health decisions. By using the Optum Bank app, you’re not just managing your health accounts—you’re enhancing your overall healthcare experience.

Download the Optum Bank app today and take the first step toward smarter health savings. Whether you’re on iOS or Android, the latest version is designed to help you make the most of your health account benefits in 2025 and beyond.